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Aviva Home & Contents Insurance offers both buildings insurance and contents insurance. Also, in addition to Aviva standard insurance cover, Aviva additionally provide optional insurance policy features which you can purchase for an additional cost. With this method you can then tailor the insurance cover to suit your specific needs or budget constraints.
Standard Policy Features with Aviva Home Insurance include: Fire, theft, flood etc; Home contents - with new-for-old replacement; Valuables with a single article limit; Business equipment; Personal money; Contents in garage/outbuildings; Contents in the garden; Replacement locks; Food in the freezer; Loss of heating fuel or metered water; Loss of rent / alternative accommodation; Household removals; Tracing / accessing leaks; Occupiers or personal liability cover; Employer's liability cover; Liability to the public; and Access to legal and tax helpline.
Optional policy features include: Accidental damage cover; Protected no claims discount; Personal belongings cover (in and away from home); Legal services; Additional garden cover; Home emergency cover; and Pedal cycles cover.
As you can see, Aviva Home Insurance is very comprehensive, with options to suit every type of property, and every type of budget.Both the cost and the type of coverage offered by different Household Insurance policies varies, but when you compare Aviva Home Insurance to the competition we think you'll be pleasantly surprised.
For example, of all customers buying home buildings and contents insurance with Aviva, from 1 January 2013 to 30 April 2013, 10% of those customers paid £139 or less. Of course, the premium you pay will depend upon personal circumstances, the type of insurance cover chosen and the method of payment chosen, but rest assured that Aviva Home Insurance is very competitive on price.
Nonetheless, even the most expensive Household Insurance is not much good if you cannot easily get help, or deal with a claim; that's where Aviva Home Insurance also wins, with their award-winning customer service (the Institute of Customer Service Quality Monitoring Customer Focus Award, 2012).Aviva Home Insurance, UK: Save on Household Insurance with Aviva Home Insurance
While your home or building is probably one of the most expensive purchases you'll make, the contents are often quite valuable too, and so Aviva Home Contents insurance covers the value of the belongings in your home.
Thus, Aviva contents insurance covers the property you would usually take with you when you move house (such as furniture, for example), while Aviva buildings insurance covers the actual structure of your home and associated out-buildings.
Very often people will purchase both types of insurance together (i.e. Home and Contents Insurance), but the choice is yours, and your circumstances will, of course, dictate which options work best for you.
Suffice to say that Household Insurance from Aviva can range from the most basic to the most comprehensive cover, but is always priced very competitively.